INTERNATIONAL JOURNAL OF ELECTRONIC FINANCE, cilt.0, sa.0, 2027 (Scopus)
This study aims to test a research model for
consumer usage of cryptocurrencies and digital currencies during shopping. Data
were collected from individuals in separate surveys for cryptocurrencies and
digital currencies. The findings are that trust in cryptocurrencies has a more
significant effect on behavioural intention. Besides, the perceived usefulness
of digital currencies has a more significant effect on behavioural intention.
Trust in digital currencies has a more significant effect than trust in cryptocurrencies
on perceived usefulness. The perceived usefulness has an essential mediator
role in the effect of trust in digital currencies on behavioural intention.
However, the moderator role of trust is more important in the effect of the
perceived usefulness of cryptocurrencies on behavioural intention. Finally, the
conditional effects of perceived usefulness on behavioural intention at
different levels of trust are significant and more outstanding at different
levels of trust in digital currencies as opposed to cryptocurrencies.