INTERNATIONAL JOURNAL OF ELECTRONIC FINANCE, cilt.0, sa.0, 2027 (Scopus)
This study aims to test a research model for
cryptocurrencies based on integrated theoretical foundations of the TAM, trust
theory and flow theory. Data were obtained from 280 people through an online
survey. Structural equation modeling was used to test the research model.
Process macro was performed to test mediating roles. According to the findings,
perceived trust (PT), perceived enjoyment (PE) and perceived usefulness (PU)
directly affect the intention to use (IU). In contrast, the direct effect of
perceived ease of use (PEOU) on IU is not significant. However, as expected,
PEOU directly affects PT, PE, and PU. PT directly affects PE and PU. PE
directly effects PU. In addition, PEOU, PT, and PE have indirect effects on IU.
PEOU also has an indirect effect on PE and PU. PT has an indirect effect on PU.
Consequently, all mediating roles of PT, PE, and PU are significant.
Recommendations are provided.